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4. Gambling and insurance

4. Gambling and insurance  

Michael Allingham

in Choice Theory: A Very Short Introduction

Print Publication Year: 
Aug 2002
Published Online: 
Sep 2013
eISBN: 
9780191775710
DOI: 
10.1093/actrade/9780192803030.003.0004
Item type: 
chapter
ISBN: 
9780192803030
4. Gambling and insurance
5. Conflict and cooperation

5. Conflict and cooperation  

Michael Allingham

in Choice Theory: A Very Short Introduction

Print Publication Year: 
Aug 2002
Published Online: 
Sep 2013
eISBN: 
9780191775710
DOI: 
10.1093/actrade/9780192803030.003.0005
Item type: 
chapter
ISBN: 
9780192803030
5. Conflict and cooperation
Introduction

Introduction  

Baruch Fischhoff and John Kadvany

in Risk: A Very Short Introduction

Print Publication Year: 
May 2011
Published Online: 
Sep 2013
eISBN: 
9780191777714
DOI: 
10.1093/actrade/9780199576203.003.0001
Item type: 
chapter
ISBN: 
9780199576203
Introduction Risks are everywhere. They come from many sources, including crime, diseases, accidents, terror, climate change, finance, and intimacy. They exact their price in many ways, including money, health, safety, reputation, peace of mind, and self-esteem. They arise from our own acts and are imposed on us, when societies license new technologies, site hazardous facilities, or go to war.
2. Financial intermediation

2. Financial intermediation  

John Goddard and John O. S. Wilson

in Banking: A Very Short Introduction

Print Publication Year: 
Dec 2016
Published Online: 
Dec 2016
eISBN: 
9780191785320
DOI: 
10.1093/actrade/9780199688920.003.0002
Item type: 
chapter
ISBN: 
9780199688920
2. Financial intermediation The term financial intermediation refers to the traditional banking business model, under which a bank accepts deposits from savers and lends funds to borrowers. The accumulation of bank deposits and the growth of bank lending are inextricably linked. Whenever a bank grants a loan, it credits the borrower’s account with a deposit equivalent to the amount lent and borrowed. The borrower then spends the funds, which reappear elsewhere in the banking system as a deposit made by the provider of the goods or services the loan was used to pay for. Likewise, whenever a bank receives a
5. Working with offenders

5. Working with offenders  

David Canter

in Forensic Psychology: A Very Short Introduction

Print Publication Year: 
Jun 2010
Published Online: 
Sep 2013
eISBN: 
9780191777332
DOI: 
10.1093/actrade/9780199550203.003.0005
Item type: 
chapter
ISBN: 
9780199550203
5. Working with offenders
7. Risk management

7. Risk management  

Mark H. A. Davis

in Mathematical Finance: A Very Short Introduction

Print Publication Year: 
Jan 2019
Published Online: 
Jan 2019
eISBN: 
9780191829932
DOI: 
10.1093/actrade/9780198787945.003.0007
Item type: 
chapter
ISBN: 
9780198787945
7. Risk management The risk management function of a financial company monitors a whole zoo of risks that the company faces: market risk, credit risk, liquidity risk, operational risk (the risk of internal errors such as ‘fat finger syndrome’), reputational risk, legal risk, etc., etc. Some of these are connected to regulatory requirements, while others are internal procedures designed to assist the management of the company’s assets and liabilities. It is a big subject, and in this small chapter we focus exclusively on those areas in which mathematical finance plays an important role. Credit risk was discussed in
1. Choice and desire

1. Choice and desire  

Michael Allingham

in Choice Theory: A Very Short Introduction

Print Publication Year: 
Aug 2002
Published Online: 
Sep 2013
eISBN: 
9780191775710
DOI: 
10.1093/actrade/9780192803030.003.0001
Item type: 
chapter
ISBN: 
9780192803030
1. Choice and desire
8. Side effects, complications, and risks of anaesthesia

8. Side effects, complications, and risks of anaesthesia  

Aidan O’Donnell

in Anaesthesia: A Very Short Introduction

Print Publication Year: 
Apr 2012
Published Online: 
Sep 2013
eISBN: 
9780191777868
DOI: 
10.1093/actrade/9780199584543.003.0008
Item type: 
chapter
ISBN: 
9780199584543
8. Side effects, complications, and risks of anaesthesia
6. Risk communication

6. Risk communication  

Baruch Fischhoff and John Kadvany

in Risk: A Very Short Introduction

Print Publication Year: 
May 2011
Published Online: 
Sep 2013
eISBN: 
9780191777714
DOI: 
10.1093/actrade/9780199576203.003.0007
Item type: 
chapter
ISBN: 
9780199576203
6. Risk communication We need information in order to make sound risk decisions. Sometimes it seems to come at us from all quarters. The news media report plane crashes, oil spills, pesticides, water pollution, sports concussions, climate change, floods, droughts, mine collapses, rapes, gun violence, wars, terror, deflation, and hyperinflation. Politicians and merchants highlight risks that we should fear and that they can fix. Health and safety experts describe risks that they want us to fix, by changing how we eat, sleep, drive, exercise, or have sex. These messages reach us in the air, online, in magazines, and on shopping
4. Why punish … and how?

4. Why punish … and how?  

Julian V. Roberts

in Criminal Justice: A Very Short Introduction

Print Publication Year: 
Aug 2015
Published Online: 
Aug 2015
eISBN: 
9780191785092
DOI: 
10.1093/actrade/9780198716495.003.0004
Item type: 
chapter
ISBN: 
9780198716495
4. Why punish … and how? why punishment is imposed, and we need to justify the penalties we impose in individual cases. Legal justifications for punishment reflect one of two schools of thought.
9. Bargaining and coalitions

9. Bargaining and coalitions  

Ken Binmore

in Game Theory: A Very Short Introduction

Print Publication Year: 
Oct 2007
Published Online: 
Sep 2013
eISBN: 
9780191776991
DOI: 
10.1093/actrade/9780199218462.003.0009
Item type: 
chapter
ISBN: 
9780199218462
9. Bargaining and coalitions
7. From theory to practice

7. From theory to practice  

Uta Frith

in Autism: A Very Short Introduction

Print Publication Year: 
Oct 2008
Published Online: 
Sep 2013
eISBN: 
9780191776922
DOI: 
10.1093/actrade/9780199207565.003.0007
Item type: 
chapter
ISBN: 
9780199207565
7. From theory to practice
3. Analysing risk

3. Analysing risk  

Baruch Fischhoff and John Kadvany

in Risk: A Very Short Introduction

Print Publication Year: 
May 2011
Published Online: 
Sep 2013
eISBN: 
9780191777714
DOI: 
10.1093/actrade/9780199576203.003.0004
Item type: 
chapter
ISBN: 
9780199576203
3. Analysing risk Once a risk has been defined, describing which outcomes decision-makers value most, analysts can begin their work, determining how large the risks are and what causes them. Risk analyses are intricate constructions, often integrating diverse sciences and forms of evidence. However, their basic logic is straightforward: observe or infer as much as possible about the magnitude of risks, then use scientific knowledge about their causes to extrapolate from known situations to unknown ones. In this chapter, we show how that logic emerges in increasingly complicated analyses, going from simple counts to statistical analyses and computer simulation models
5. Risky choices

5. Risky choices  

Michelle Baddeley

in Behavioural Economics: A Very Short Introduction

Print Publication Year: 
Jan 2017
Published Online: 
Jan 2017
eISBN: 
9780191816475
DOI: 
10.1093/actrade/9780198754992.003.0005
Item type: 
chapter
ISBN: 
9780198754992
5. Risky choices
6. Risk-taking, antisocial behaviour, and delinquency

6. Risk-taking, antisocial behaviour, and delinquency  

Peter K. Smith

in Adolescence: A Very Short Introduction

Print Publication Year: 
May 2016
Published Online: 
May 2016
eISBN: 
9780191785245
DOI: 
10.1093/actrade/9780199665563.003.0006
Item type: 
chapter
ISBN: 
9780199665563
6. Risk-taking, antisocial behaviour, and delinquency
1. Risk decisions

1. Risk decisions  

Baruch Fischhoff and John Kadvany

in Risk: A Very Short Introduction

Print Publication Year: 
May 2011
Published Online: 
Sep 2013
eISBN: 
9780191777714
DOI: 
10.1093/actrade/9780199576203.003.0002
Item type: 
chapter
ISBN: 
9780199576203
1. Risk decisions Risks are all around us, appearing in many forms. We face risks in new technologies (nuclear power, genetically modified crops) and old ones (dams, ladders), in modern medicine (stem-cell therapy, colonoscopy) and home remedies (herbs, diets), in familiar personal relationships (heartbreak, betrayal) and novel ones (online predators, identity theft), in simple savings (inflation, illiquid pension funds) and esoteric investments (collateralized mortgages, hedge funds), in familiar violence (robbery, sexual assault) and inventive forms (dirty bombs, anthrax attacks).
5. Risk perception

5. Risk perception  

Baruch Fischhoff and John Kadvany

in Risk: A Very Short Introduction

Print Publication Year: 
May 2011
Published Online: 
Sep 2013
eISBN: 
9780191777714
DOI: 
10.1093/actrade/9780199576203.003.0006
Item type: 
chapter
ISBN: 
9780199576203
5. Risk perception Experts have the luxury (and obligation) to analyse specific risks in depth. Everyone else must deal, as best they can, with whatever risks come their way – as must experts, when making decisions about the risks in their everyday lives. On a given day, one might need to know how the HIV virus is transmitted (for a sexual encounter), how close the financial system is to collapse (for an investment), and where clean drinking water is most scarce (for a charitable contribution).
7. Risk, culture, and society

7. Risk, culture, and society  

Baruch Fischhoff and John Kadvany

in Risk: A Very Short Introduction

Print Publication Year: 
May 2011
Published Online: 
Sep 2013
eISBN: 
9780191777714
DOI: 
10.1093/actrade/9780199576203.003.0008
Item type: 
chapter
ISBN: 
9780199576203
7. Risk, culture, and society Purity and Danger , the anthropologist Mary Douglas argued that societies define themselves by how they define and manage dangers. Her account followed the lead of her mentor, Edward Evans-Pritchard. Living with the Azande of north-central Africa during the late 1920s, Evans-Pritchard observed that they invoked witchcraft as causing risks as diverse as building collapses, adultery, theft, sickness, and crop failure. They relied on fallible oracles to divine the workings of witchcraft, which was held to issue from a substance in the belly. The oracles intuited the effects of witchcraft through ritualized methods such as
1. Materials of civil engineering

1. Materials of civil engineering  

David Muir Wood

in Civil Engineering: A Very Short Introduction

Print Publication Year: 
Sep 2012
Published Online: 
Sep 2013
eISBN: 
9780191777721
DOI: 
10.1093/actrade/9780199578634.003.0002
Item type: 
chapter
ISBN: 
9780199578634
1. Materials of civil engineering
5. Robustness

5. Robustness  

David Muir Wood

in Civil Engineering: A Very Short Introduction

Print Publication Year: 
Sep 2012
Published Online: 
Sep 2013
eISBN: 
9780191777721
DOI: 
10.1093/actrade/9780199578634.003.0006
Item type: 
chapter
ISBN: 
9780199578634
5. Robustness

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